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Elaine has been a fan of eBay for a long time and has recently cleaned out her home thanks to them. She sold many of the things that she no longer needed (or wanted) and made a decent amount of money off of it. The process was simple and she enjoyed doing it. It just worked for her. Now, she has nothing more to sell. She has thought about starting to look at garage sales and selling things for friends, but she knows that if she wants to make good money, she'll need to find products to really sell.

This is where dropping shipping or wholesale purchasing come into play. For many individuals this is the ideal way to sell products. All you need to do is to purchase products that people want at low prices and then to sell them at a higher mark up. Sounds easy right? It really can be that easy, in fact.

For many individuals, selling on eBay is what draws them to drop shipping. This online auction site features hundreds of people looking to buy virtually anything you can imagine. This makes it the ideal place to go to find a deal too. Yet, for those that are looking to sell, it can be a way to make a solid income. While eBay is in itself an entirely different article, just know that many individuals that get into drop shipping do so to sell products through eBay.

Other avenues can be used to sell products to. For example, many individuals develop websites, promote them and drive traffic (customers) to them to sell their products. In fact, you can even use drop shipping to help you to sell products through mail order as well. All of this can be done right from your home. Nice and neatly too.

So, what is drop shipping or wholesaling? If you were to start a home based business today selling pens you would need to stock lots of pens to sell right? Not necessarily. In drop shipping, you can actually sell the product without having the product in front of you. This is done by simply working with a manufacturer who will put aside a lot of the product you wish to sell. They will take care of sending the product to the customer, once it is ordered while you handle the money. You will charge them more than you were charged which is what gives you the profit.

This is not always the case though. In some cases, individuals will actually purchase the products they plan to sell and stock them to send out as they are needed. In either case, the goal is to purchase and sell products at a higher cost than you bought it for.

The Pros And Cons

In order for you to make any money at wholesaling, you'll need to purchase and sell products that people want. To do this, you will need to do some basic research to help you. This is not that hard to do especially if you are using a program such as eBay. Next, you will need to track down distributors that will allow you to advertise and sell their product. This can be more challenging. One mistake that people make it to purchase lists of drop shippers from others. This can be a vital mistake. It is often wiser to do your research and find a more reliable way to go such as getting feedback from others.

If you find a product that is selling well, you can make a good amount of money off of it. You'll find that most people that work at promoting their products will do well at selling them. It really pays to take the time to research the right products out there. Of course, you can always make and sell your own product. This can actually be a great way to make even more money through selling products.

Keith Lee is a motivational speaker, a life coach and a fitness instructor for the past 10 yeras. He study and did research on the Internet Marketing Industry for years. Go to his webiste http://www.MyInternetMarketingSuccess.com for some superb tips.

The jury is still out on whether the American Quarter Horse is the first breed to be produced on American soil. Regardless, if it wasn't the first horse to be bred here it was certainly one of the first, and its history traces back to before the earliest days of the American colonies, back to the official royal breeding farms established here by the Spanish.

Today, according to the American Quarter Horse Association (AQHA), there are more than 4,000,000 Quarter Horses registered worldwide, and approximately 150,000 Quarter Horse foals registered each year.

The Quarter Horse has a rich and varied pedigree, including Spanish Barbs, Colonial mid-Atlantic Quarter-Pathers, English Thoroughbreds, Andalusians, Mustangs, and Rhode Island Racing Stock, to name just a few.

While the Quarter Horse was established before the English Thoroughbred could have a significant influence on early breeding, the greatest influence on early Quarter Horses was Sir Archy, a distance horse to whom many of the greatest 19th and 20th century Quarter Horses can trace their lineage.

While Quarter Horses were initially used to race in shorter style races on the eastern seaboard, the longer, four-mile heats that came into fashion in the 1850s pushed the Quarter Horse to the sidelines while leggier horses such as the Thoroughbred prevailed. The Quarter Horse may have all but died out if settlers moving West hadn't capitalized on the strength, quickness, and athleticism that made them naturals for pulling wagons and plows, managing livestock, and doing ranch work. As cattle ranching became in indispensable industry in the United States, so did the Quarter Horse.

Quarter Horse range in height from 14.2 hands to 17 hands, and typically weigh 1,000 to 1,500 pounds. The Quarter Horse is known for its short, fine head with small, alert ears and alert eyes set wide apart. The profile of the Quarter Horse is usually straight. The neck of the Quarter Horse is well-muscled, well-formed, and a bit arched. Well-defined withers are set prominently into a short, straight back. The croup is usually strong, muscular, and rounded, and drops subtly to the haunches. The wide, deep chest and long, muscular, and well-sloped shoulders are other characteristics of the Quarter Horse. The legs of the Quarter Horse are usually solid and well-formed, with very muscular thighs, gaskins, and forearms. The joints are broad and clean. Quarter Horse feet are usually strong and sturdy, though they can sometimes be smaller than body size warrants.

The most common color for Quarter Horses is sorrel, which makes up about one-third of all registered horses. The AQHA also recognizes bay, black, brown, chestnut, dun, red dun, grulla, buckskin, palomino, gray, red roan, blue roa, bay roan, cremello, and perlino.

White markings on the face and lower legs are not only permitted, they are quite common. AQHA does not allow white above the knee or hock, and white body patches are also not allowed.

The fact that Quarter Horses started out as short-distance race horses on the East Coast, moved to the West to specialize in ranch work, and now excel in every discipline imaginable is testament to the breed's amazing versatility. While the breed is still best suited for ranch work, short distance racing, cutting, and reining, you can find Quarter Horses in the hunter jumper, dressage, park saddle, pleasure, and trail disciplines. Quarter Horses also have wonderful, willing, and calm temperaments and are good for riders of all ages and abilities.

Ron Petracek is the founder of Equine Internets vast 15 site classified and social network. You can view its amazing size here Http://www.equineinternet.com/network.php or to further your equine habit please visit our forum by clicking here http://www.horsechitchat.com/equineforums and start posting Need to sell a horse or tack? place a free ad here http://www.click4equine.com and always the barn door in left open on purpose.

Different people have different needs. Depending on who you are and your circumstances, the best credit card deal for you will vary. I will take you through the things you should be looking for, but for the best current deals I suggest you check Money Savings Expert regularly (http://www.moneysavingexpert.com).

Credit cards allow you to spend a certain amount of money at an interest rate that will be charged every month. The spending amount that is available to you can be seen differently. Some see it as an additional amount to spend, some see it as a risk-free' borrowing opportunity. Credit card spending is not a free' spending opportunity, as you will need to pay this money back. This money does not work like a loan, as the amount available to you is not all cash. However, it can be treated as a loan' and this concept will be explained later.

Other very important concepts that have to be understood before getting a credit card, is 0% offers. There are two kinds of 0% offers: on purchases and on balance transfers. The first one allows you to spend the money provided to you by the credit card without paying any interest for a certain amount of time. So, for example, if the credit card gives you a limit of 500 for three months, then you can spend 500 against this credit card and not be charged interest for the first three months since the credit card was opened. However, once this period of time expires, you will be charged the credit card interest rate. This interest differs depending on the credit card, so if you intend to pay this interest, then you ought to look for the lowest interest rate available. Paying interest can be avoided, unless you have already overspent too much and are using credit cards to pay off other credit card interest. In this case you should call some of the debt consolidation companies and try to get some your credit card debt written off. Another reason why you might be in the position of paying interest is because you forgot when your 0% free time' ended. If this is the case, you will be informed about this with your first bank statement. Transfer your balance to a different bank or pay the debt off and avoid any further interest payments.

For those of you who don't have interest payments, you can take advantage of the 0% purchasing and make some money. You need a good credit history record to make this work and you also need to be disciplined. The easiest method is to do all of your normal spending against the credit card, while putting the money that is coming in into an interest-earning savings account. For example, if your credit card company lets you borrow 2,000, and you have 1,000 coming in as a salary every month, then put the 1,000 into a savings account and do all of your purchasing with a credit card. There are a few things to watch out for: credit card companies will charge you for cash withdrawals; your cash limit is much lower then the full available credit; and choose a savings account from which you can withdraw easily. At the end of the 0% purchase period, you will need to return all the money that you have spent against your credit card. You should have that amount available in the savings account by then, plus interest. The interest gained is your earnings for this transaction. You can earn even more if you chose a credit card with a cashback deal. This deal will pay you interest on all of your purchases made with the card. However, you should remember, that this is a money-making technique, rather then a spend more' opportunity. There is a more complicated trick of making money from credit cards, details of which are outlined by Money Saving Expert (2006).

If you are making money from the credit cards, there is no need for you to get card protection insurance, as you should have enough money to pay off the credit card debt at any time. At the end of the 0% purchasing period, you can also transfer the balance to a different card provider. This is known as 0% balance transfer, but you will be charged a fee for these transactions, usually around 2%. However, these fees vary, so you need to check the conditions. There are a few things to watch out for: the credit limit offered by your bank also includes your purchases. For example, if the new credit card offers you a 2,000 limit, with 0% balance transfer for 12 months and 0% on purchases for three months, and you have transferred 1,500 from your old credit card, you only have 500 to spend on this credit card. The second thing to watch out for is your credit score. "Most lenders' scoring systems aren't sophisticated enough to detect that you're playing this free-cash game. Yet multiple applications, especially at the same time, coupled with high outstanding debts, even at 0%, will diminish your ability to get competitive credit, so the most important thing is to spread card applications out" (Money Savings Expert, 2006).

However, if you are in the position where you are already fighting the interest payments, as has been mentioned before, the best thing to do is to call debt consolidation experts. In any circumstances it is best to pay off the most expensive credit and store cards first (i.e the ones that charge the highest interest rates). Furthermore, avoid opening any new credit cards to pay off the debt. Instead transfer your high-interest debt to lower interest rate credit cards. For example, if your credit card interest rate is 16%, while your store card rate is 25% per month, transfer the store card balance over to the credit card.

Whatever your circumstances, when you do open a new credit card always look for the longest 0% balance transfer and 0% purchase period, lowest transfer fee and interest rate charged afterwards. The limit offered to you will not only depend on your salary and credit rating, but also on the company that you go with.

Finally, do not forget don't play the credit card game if you cannot control it or have a high debt already.

References

Money Savings Experts 2006 "Card Trick" [Available from]: http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1076883546,34894 (Accessed on: 10/11/06)

Money Savings Experts 2006 "Card Card Shuffle" [Available from]: http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1102335753,51771 (Accessed on: 10/11/06)

Money Savings Experts 2006 "Credit Card Newbie MoneySavers Guide" [Available from]: http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1103212597,43859, (Accessed on: 10/11/06)

Copyright © 2006 Verena Veneeva

This article was written by Verena Veneeva professional writer working for http://www.coursework4you.co.uk